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Health Insurance was first conceived in the year 1964 by Hugh Chamberlen and has evolved over the years, into the highly comprehensive business it has become today. The nineteenth century saw the advent of the Accident Insurance which more or less operated on the lines of the current Disability Policy.

There are many things that can go wrong in life. You may be one of those people who think that nothing can happen to them, well, that is the way most people feel. The problem is that life happens, and it happens to every one of us. This is why we need to make sure that we are covered, like in a car accident, we need car insurance, when we pass away we need funeral cover and life insurance and when we get sick we need to make sure that our medical bill will be paid - how do we do that? With health insurance of course!