To stop working does not mean you retire from your duties. After the retirement your life will go through lots of changes. Preparation is essential to help you meet expectations later in life. The economy is exposed to constant ups and down and hence you need to be financially stable to survive hard times. The recent international economic crisis has also held back growth of various businesses. Therefore stock markets are no longer a haven for lasting investments. To keep away from financial constraint in future, you should have a perfect retirement plan.
