Dallas Auditor .com

At one time or another all of us have been harassed by a bill collector. Nobody is perfect and sometimes we forget to pay or fall behind on payments on credit cards, mortgages, cars, medical bills, or other instances involving bills. Then, we get that dreaded letter or telephone call.For the good portion of people these calls can become a nuisance by their creditors. Like telemarketers, creditors can be really annoying with these collection calls but there is a solution.

Last month, Manuel and Luz Fausto won one of the largest collection awards documented in the last couple of years under the Fair Debt Collection Practices Act (FDCPA) against Credigy Services Corporation. A California jury awarded the Faustos $500,000 in damages caused from harassment by Credigy collectors. Of the sum, granted $100,000 was for actual damages the Faustos experienced, while $400,000 was in punitive damages, granted for malicious and reckless disregard of the couples rights. According to one of the Faustos lawyers, David Humphreys of Humphreys Wallace Humphreys, P.C., and the case stemmed from a debt on a Wells Fargo charge card opened in 1992.