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In part one of this series, I let you know some of the pros and cons of mutual funds. I wrote that there are many expenses that come with investing in a mutual fund, including the high price of management fees and brokerage fees that come with frequent trading. But, the fund manager is bound by a responsibility to find the best deals on commission for you that she or he can. The expertise of a fund manager can be quite helpful for beginners when they start to invest, too.